Costs to consider when buying a property in Chatham
April 21st, 2022
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"content_area": "If you would like to buy a property in Chatham but unsure how much money you need then here’s everything you need to know. Firstly, it would be a good idea to speak to your bank or a financial advisor to find out how much money you are able to borrow from the bank based on your salary and financial circumstances. Once you’ve established your budget, you need to save a minimum of 5% of that budget as your deposit. (if you are looking to buy an investment you will need a minimum of a 20% deposit) You will also need to ensure you have the money saved to pay the stamp duty on the budget you have decided on.\r\n\r\nThe larger amount of deposit you have, the lower your mortgage will be, the lower the monthly payments will be and the less interest you will pay over the term of your mortgage.\r\n\r\nOnce you have had an offer accepted on a property to buy in Chatham, you will need to instruct a solicitor to complete the legal work for you. Their costs can vary but a budget of £1500 approximately should be sufficient.\r\n\r\nYou may also wish to consider getting a survey on the property you are buying. A basic mortgage valuation is the lowest tier of survey. Costing around £200 approximately. A homebuyers survey gives you a more in depth analysis and a full structural survey is the highest level costing up to £1000 approximately.\r\n\r\nIf you live in the Medway Towns and are looking to buy a property in Chatham I would love to help. Please feel free to contact me on 07557783325 or email tom.dix@exp.uk.com.\r\n\r\nhttps:\/\/youtu.be\/Dz7Uerk_dhc\r\n\r\n \r\n
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| Get In Touch | Free Instant Online Valuation | My Services | Properties For Sale |\r\n
| About Tom | Rochester Estate Agent | Chatham Estate Agent | Walderslade Estate Agent |\r\n
| Tom’s Top Property Tips | Reviews and Testimonials |\r\n
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| Home Page |”,
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